Spartan Merchant Services

Today’s shoppers want options, and they rarely pay with cash. In fact, nearly 90 percent of consumers typically pay with credit cards, debit cards, checks or electronic payments. If you make it difficult for these shoppers to use their preferred payment methods, they may postpone purchases or take their business elsewhere. 

Our merchant services let you connect with customers no matter where you run your business. We have payment solutions for brick-and-mortar retailers, online shops and on-the-go merchants who sell goods at craft fairs or farmers markets. Simply put, our merchant services make it possible for you to receive non-cash payments through a secure channel. This simplifies transactions for your business and your customers.

Accepting non-cash payments is not as simple as putting up a sign that says you take credit and debit cards. You must first create a business relationship with each provider, and then you need the right software and payment processing equipment. This may include point-of-sale (POS) terminals, credit card processors, check readers and gift card scanners.

We act as a middleman between your business and extensive assortment of security and fraud solutions, including each payment provider, saving you time and helping prevent costly mistakes. We review your company’s sales and goals to recommend appropriate merchant solutions. Once we get the go-ahead from you, we connect your business with reputable financial institutions that issue debit cards, credit cards, prepaid cards, digital payments and checks. We also help you manage branded loyalty programs and gift cards.

Merchant services are tailored toward your company’s needs. We help your business process credit and debit payments and accept chip-enabled payments through mobile devices. We do this using encrypted channels that protect your customers’ sensitive information and the private data your company transmits.

Many new merchants come to us with horror stories about security breaches they’ve experienced with other companies. We understand your concerns, which is why we carefully train trustworthy employees before letting them recommend or develop merchant solutions for your company. At First Data, we work hard to protect your business from fraud and abuse 24 hours a day, 365 days a year.